One of the many reasons Puerto Vallarta is a top destination for those moving to Mexico is the excellent health care that is available in our city. From dental to medical specialties and emergency care, you'll be in qualified and capable hands in Puerto Vallarta's health care system. However, sorting out health insurance is one of the smartest steps you can take if you are moving to Mexico as a snowbird or full-time resident.
While public health care - IMSS (Instituto Mexicano del Seguro Social) - is sometimes an option for retirees and self‑employed people, most foreigners living in Puerto Vallarta opt for private Mexican health insurance or an international expat plan.
Private Mexican policies can cost less and provide access to local hospitals and specialists. International plans tend to be more expensive but can offer global coverage, emergency evacuation, and continuity of care for frequent travelers. It's important to ask about to pre‑existing condition clauses, waiting periods, outpatient versus inpatient coverage, prescription drug benefits, and medical evacuation limits so that you can make a fully informed choice.
There are several excellent and experienced health insurance agents in Puerto Vallarta and a quick search on one of the many Puerto Vallarta Facebook groups will provide plenty of recommendations. Be sure to ask your Puerto Vallarta insurance broker to compare quotes and review policy exclusions with you carefully, and don't be shy to outline your specific needs and concerns to ensure that your coverage is best suited for you.
Don't assume that health care insurance in your home country will cover all your potential needs for medical care in Puerto Vallarta. While some insurance may offer coverage, making assumptions can be a costly mistake that is easily avoidable with a little research and planning.
For more Puerto Vallarta real estate and lifestyle tips, click here.
Description: However, sorting out health insurance is one of the smartest steps you can take if you are moving to Mexico as a snowbird or full-time resident.
